Yapı Kredi Sanal POS
Take Yapı Kredi card payments on a TinyVendor sell link, with taksit installment plans built in for Turkish buyers who expect them.
About Yapı ve Kredi Bankası
Headquarters
Istanbul, Turkey, on Büyükdere Avenue in the Levent business district.
Founded
1944, by Kazım Taşkent. It's widely regarded as Turkey's first nationwide, retail-focused private bank.
Ownership
Majority owned by Turkey's Koç Group. Italy's UniCredit was a long-time shareholder and exited its stake at the end of 2021.
Scale
One of Turkey's largest private banks by assets, with a nationwide branch network and a customer base in the tens of millions.
For a seller in Turkey, Yapı Kredi cards are held by a large share of everyday shoppers, and its PosNet virtual POS is a well-established, familiar checkout path for buyers who expect to see installment options at the point of sale.
How to apply for a Yapı Kredi sanal POS
1. Have (or open) a Yapı Kredi business account
A virtual POS is issued against a commercial account with the bank. If you don't already bank with Yapı Kredi, you'll open a business account first.
2. Gather your company documents
Turkish banks generally ask for your tax registration (vergi levhası), trade registry record, signature circular, and IBAN, plus basic information about what you sell online. Have these ready before you apply.
3. Submit the merchant application
Yapı Kredi lets existing customers file the üye işyeri (merchant) application digitally through mobile or internet banking, without a branch visit. You can also apply in person at a branch.
4. Bank review
The bank reviews your application and documents. Review times vary by case, so treat any timeline you're quoted as an estimate rather than a guarantee.
5. Receive your virtual POS credentials
Once approved, Yapı Kredi gives you access to its virtual POS panel and issues your merchant ID, terminal ID, and POSNET ID — the three values you'll enter into TinyVendor.
Selling with Yapı Kredi on TinyVendor
From bank credentials to your first sale, in a few steps
1. Add Yapı Kredi as a gateway
In your TinyVendor dashboard, add a new payment gateway and choose Yapı Kredi (PosNet). Paste in your merchant ID, terminal ID, and POSNET ID from the bank's virtual POS panel — there's nothing to install and no server to configure.
2. Create a sell link
Set a name, price, and description for what you're selling, and TinyVendor generates a shareable checkout link. No hosted checkout page to build, no HTML to write.
3. Share it anywhere
Send the link over WhatsApp, Instagram, email, or your own site. It works from a phone just as well as a desktop — there's no app to install on the buyer's side.
4. Buyers pay, with taksit if you enable it
The buyer enters their card details on a TinyVendor checkout page and completes 3D Secure with their bank. If you've turned on installments, they can choose a taksit plan before confirming. Card data never touches your own servers, so you carry no PCI scope.
5. Get paid and see the order
Yapı Kredi settles the payment to your bank account on its normal schedule, and the order shows up in your TinyVendor dashboard immediately — no spreadsheets, no manual reconciliation.
Questions
Is 3D Secure required for Yapı Kredi payments?
Yes. The buyer enters their card on a TinyVendor checkout page and completes 3D Secure with their issuing bank before the payment goes through. Card data never touches your own servers, so you carry no PCI scope.
How do I get a Yapı Kredi sanal POS for my business?
You apply through Yapı Kredi's mobile or internet banking merchant application, or at a branch, with your standard company documents. Once approved, the bank issues a merchant ID, terminal ID, and POSNET ID for the virtual POS panel.
Do I need to write code to accept Yapı Kredi payments on TinyVendor?
No. You enter your merchant ID, terminal ID, and POSNET ID into TinyVendor's dashboard, then create a sell link. TinyVendor handles the checkout page and PosNet integration.
Does TinyVendor support installments (taksit) with Yapı Kredi?
Yes. Yapı Kredi's PosNet infrastructure supports installment plans, and buyers can choose a taksit option at checkout on your TinyVendor sell link.
Other Turkish sanal POS integrations
Akbank sanal POS
Sanal POS for one of Turkey's largest private banks. Installments included.
Garanti BBVA sanal POS
Hosted 3D Secure checkout and taksit plans from a large private bank.
Türkiye İş Bankası sanal POS
İşbank sanal POS. Lira card payments with 3D Secure and installment plans.
DenizBank sanal POS
DenizBank through InterPos. Lira checkout with no payment page to build.
Start accepting payments with Yapı Kredi
Create your TinyVendor account and connect your Yapı Kredi sanal POS. No credit card required.