TEB Sanal POS
TEB pairs a nearly century-old Turkish banking name with BNP Paribas ownership behind it. For sellers who want an internationally-backed bank processing their Turkish Lira sales, a TEB sanal POS is a solid, established choice.
About TEB
Banking since 1927
Türk Ekonomi Bankası is one of Turkey's older private banks, tracing back to 1927. It has used the TEB name since Turkey's Çolakoğlu Group acquired it in 1982.
Headquartered in Istanbul, Turkey
TEB's head office has been in Istanbul since the 1982 takeover.
A BNP Paribas & Çolakoğlu partnership
BNP Paribas has been the majority shareholder since a 2005 joint venture, with Çolakoğlu Group as the local partner — a global banking group behind a Turkish balance sheet.
Among Turkey's top-tier banks by assets
TEB runs roughly 436 branches with around 8,100 employees, and ranks among the dozen or so largest banks in Turkey by total assets — a mid-large institution with an international shareholder behind it.
How to apply for a TEB sanal POS
1. Prepare your company documents
Have your tax registration certificate, trade registry gazette extract, signature circular, and IBAN ready. Since a sanal POS is for online sales, TEB will also expect a website that clearly shows your terms of sale, refund policy, and contact information.
2. Apply at a TEB branch
TEB's own merchant documentation directs sanal POS applications to your nearest branch, together with your company paperwork.
3. Review by TEB's Sanal POS Center
The branch forwards your request for evaluation. Once accepted, TEB's Sanal POS Center contacts you directly if anything further is needed.
4. Setup, training, and testing
TEB provides guidance on using the sanal POS system, and the account is tested before it's switched on for real transactions. As with other Turkish banks, overall timing depends on document completeness and the bank's queue — expect anywhere from a few business days to a couple of weeks.
5. Receive your credentials
Once live, TEB issues a Client ID (merchant/terminal ID), a Store Key, and an API username and password for the virtual POS panel — the same four values you'll enter into TinyVendor.
Selling with TEB on TinyVendor
1. Add TEB as a gateway
From your TinyVendor dashboard, open payment settings and add "TEB (Credit Card)." Enter the Client ID, Store Key, and API username and password from your TEB sanal POS panel, and leave sandbox mode on until you're ready to test a real card.
2. Turn on installments (optional)
Enable installments if you want to offer taksit plans on TEB cards. TinyVendor calculates the available plans and shows them to the buyer at checkout — you don't configure installment tables by hand.
3. Create a sell link
Add a title, price, and description for what you're selling. TinyVendor generates the link — there's no separate checkout page for you to build or host.
4. Share it, get paid
Share the link anywhere. The buyer completes 3D Secure on TEB's own hosted page — their card details never reach your server, so you carry no PCI scope — and TEB settles funds under your merchant agreement with the bank.
5. See the order in your dashboard
Completed orders, installment plan included where chosen, appear in TinyVendor instantly. The whole process, from adding TEB to checking an order, works from a phone with no coding.
Questions
What does it cost to accept TEB payments through TinyVendor?
TEB charges the card commission set in your merchant agreement with the bank, and settles funds under that same agreement. On top of that, TinyVendor charges 2% of a sale on Basic, 1% on Pro and 0.5% on Max, with no monthly fee.
Who owns TEB?
TEB is majority-owned by France's BNP Paribas, in a partnership with Turkey's Çolakoğlu Group that began with a 2005 joint venture agreement and continues today.
How do I apply for a TEB sanal POS?
Apply at your nearest TEB branch with your company documents. TEB's Sanal POS Center reviews the application, may request further paperwork, provides setup guidance, tests the account, then issues your credentials.
Does TEB support installment payments on TinyVendor?
Yes. TEB's virtual POS supports taksit installment plans, and TinyVendor lets you configure and display them to buyers at checkout.
Other Turkish sanal POS integrations
DenizBank sanal POS
DenizBank through InterPos. Lira checkout with no payment page to build.
ING Türkiye sanal POS
Add your ING virtual POS credentials and start taking cards.
Garanti BBVA sanal POS
Hosted 3D Secure checkout and taksit plans from a large private bank.
Şekerbank sanal POS
Deep roots in Anatolian towns, tradesmen, and agriculture.
Start accepting payments with TEB
Create your TinyVendor account and connect your TEB sanal POS. No credit card required, and you can create your first link in under a minute.