Şekerbank
TurkeyRegional

Şekerbank Sanal POS

Şekerbank has built its brand outside Turkey's big Istanbul-centric banks, with deep roots in Anatolian towns, tradesmen, and agriculture. A Şekerbank sanal POS on your sell link puts a familiar name in front of that buyer base.

About Şekerbank

Founded in 1953

Şekerbank started in Eskişehir as a bank holding the savings of sugar-beet farmer cooperatives. That small-town, agricultural origin still shapes where its branch network is strongest.

Headquartered in Istanbul, Turkey

The head office has been in Istanbul since 2004.

Publicly listed since 1997

Şekerbank shares have traded on Borsa Istanbul since 1997. Its shareholders include institutional investors, the bank's own employee pension foundation, and the International Finance Corporation.

Community banking, Anatolia-first

Şekerbank runs around 239 branches across 8 regional directorates and 67 provinces, with roughly seven in ten branches located in Anatolia rather than the big three cities — useful reach for sellers whose buyers aren't concentrated in Istanbul, Ankara, or Izmir.

How to apply for a Şekerbank sanal POS

1. Gather your business documents

Typical requirements are a tax registration certificate (vergi levhası), a trade registry gazette extract, a signature circular (imza sirküleri), and an IBAN for settlement. Because a sanal POS is for online sales, Şekerbank — like other Turkish banks — will also want to see a website with clear terms of sale, a refund policy, and contact details before approving you.

2. Apply through the SME/merchant channel or a branch

Şekerbank publishes a dedicated sanal POS application page for e-commerce merchants (Esnaf & KOBİ services), and you can also start the application at any branch if you already bank with them.

3. Sign the merchant agreement

The üye işyeri (merchant) agreement covering your virtual POS sets your rates and settlement terms directly with Şekerbank. TinyVendor has no part in that agreement — it's between you and the bank.

4. Wait for review

Approval times vary with document completeness and the bank's queue — in general, expect anywhere from a few business days to a couple of weeks.

5. Receive your sanal POS credentials

Once approved, Şekerbank issues a Client ID (merchant/terminal ID), a Store Key, and an API username and password from the virtual POS panel. These four values are exactly what TinyVendor asks for when you connect the gateway.

Selling with Şekerbank on TinyVendor

1. Add Şekerbank as a gateway

In your TinyVendor dashboard, open payment settings and add "Şekerbank (Credit Card)." Enter the Client ID, Store Key, and API username and password from your Şekerbank sanal POS panel. Leave sandbox mode on until you're ready to take a real card.

2. Turn on installments (optional)

If you want to offer Şeker Bonus and other supported cards a taksit plan, switch on installments — TinyVendor works out and displays the available options at checkout, nothing for you to calculate.

3. Create a sell link

Set a title, price, and description for what you're selling. There's no hosted checkout page to design or build — TinyVendor generates the link for you.

4. Share it

Post it, message it, or email it. When a buyer pays, they're taken to Şekerbank's own hosted 3D Secure page to enter their card — card details never touch your server, so you carry no PCI scope.

5. Get paid, see the order

Şekerbank settles funds according to your merchant agreement with the bank, and the completed order — installment plan included, if the buyer chose one — shows up in your TinyVendor dashboard right away. The whole flow works from a phone, no coding required.

Questions

What does a Şekerbank sanal POS cost to run through TinyVendor?

The üye işyeri agreement you sign with Şekerbank sets your card rates and settlement terms. On top of that, TinyVendor charges 2% of a sale on Basic, 1% on Pro and 0.5% on Max, with no monthly fee and no margin added to the bank's rate.

How do I get a Şekerbank sanal POS?

Apply through Şekerbank's SME/merchant channels or a branch with your tax registration certificate, trade registry extract, signature circular, and IBAN. Once approved, the bank issues a Client ID, Store Key, and API username and password for the virtual POS.

Do I need to write code to sell online with Şekerbank?

No. Enter your Şekerbank sanal POS credentials into TinyVendor, create a sell link, and share it. There's no checkout page to build, and card data never touches your server.

Can I offer installments with Şekerbank on TinyVendor?

Yes. Şekerbank's virtual POS supports installment (taksit) plans for Bonus and other supported cards, and TinyVendor displays the available plans to buyers at checkout.

Other Turkish sanal POS integrations

Halkbank sanal POS

Widely held by tradesmen and small businesses. Installments supported.

Ziraat Bankası sanal POS

Turkey's largest bank by branches and cardholders, with 3D Secure and taksit.

Anadolubank sanal POS

A privately owned Istanbul bank built around merchant services.

TEB sanal POS

Part of the BNP Paribas group. 3D Secure card payments in Lira.

See all 23 payment integrations

Start accepting payments with Şekerbank

Create your TinyVendor account and connect your Şekerbank sanal POS. No credit card required, and you can create your first link in under a minute.