Halkbank Sanal POS
Turkey's bank for tradesmen and small business, connected to your TinyVendor checkout. Take Halkbank card payments with 3D Secure and installments, without building a payment page.
About Halkbank
Türkiye Halk Bankası began operating in 1938, built specifically to serve tradesmen, artisans, and small and medium-sized businesses across Turkey. It is state-owned, held under the Turkey Wealth Fund, and one of the country's largest banks by assets, with a nationwide branch network.
Where Halkbank stands out is SME lending — it's consistently one of the top lenders to small and medium-sized businesses in Turkey. For a small seller who already banks with Halkbank, adding a sanal POS on top of an existing relationship is often the path of least resistance.
Headquarters
Ataşehir, Istanbul, Turkey
Founded
1938 (chartered by law in 1933)
Ownership
State-owned, via the Turkey Wealth Fund
Known for
Market-leading SME and small-business lending
How to apply for a Halkbank sanal POS
1. Gather your business documents
Bring your tax registration certificate, trade registry gazette record (for companies), signature circular, and business IBAN — the usual documents Turkish banks ask merchants for.
2. Prepare your website
Have a live domain with SSL in place, and your terms of sale, return policy, and contact information published — Halkbank reviews these as part of an e-commerce merchant application.
3. Visit your nearest Halkbank branch
Halkbank's sanal POS application runs through your local branch. Sign the merchant (üye işyeri) agreement and decide whether to offer single-payment sales, installments, or both.
4. Wait for approval
How long approval takes depends on your paperwork and whether you're already a Halkbank customer — existing relationships tend to move faster.
5. Activate your credentials
Once approved, Halkbank emails a store number, username, and security code. Call the support line in that email with your security code to set a password and confirm your sanal POS is live.
Selling with Halkbank on TinyVendor
1. Add Halkbank as a payment gateway
In your TinyVendor dashboard, add Halkbank sanal POS and enter the client ID, store key, API username, and password from your Halkbank virtual POS panel. Nothing to build, nothing to host.
2. Turn on installments if you offer them
If your Halkbank merchant agreement covers installment sales, switch on installment (taksit) plans for the gateway and TinyVendor will present them to eligible buyers at checkout.
3. Create a sell link
Set a name and a price for what you're selling. TinyVendor turns it into a shareable link in under a minute, right from your phone.
4. Share it with your customers
Send the link over WhatsApp, post it, add it to an invoice — wherever your customers already are. There's no online store to set up behind it.
5. The buyer pays on Halkbank's page
Card details are entered on Halkbank's own 3D Secure page, never on TinyVendor or your own site. You carry no PCI scope because card data never touches your systems.
6. See the order in your dashboard
As soon as Halkbank confirms the payment, the order appears in TinyVendor with the buyer's details attached, and funds settle to your business account per your merchant agreement.
Questions
What Halkbank credentials does TinyVendor need?
The client ID, store key, API username, and password from your Halkbank virtual POS panel. You enter those four values once in TinyVendor, and there is nothing else to install or host.
How does a small business apply for a Halkbank sanal POS?
You apply at your nearest Halkbank branch, sign the merchant (üye işyeri) agreement, and choose single-payment or installment sales. Bring your tax registration, trade registry record, signature circular, and IBAN.
Is Halkbank a good fit for a small seller?
Halkbank has long focused on tradesmen, artisans, and small and medium-sized businesses, and leads the Turkish market in SME lending. Small sellers often already have a relationship with a local branch, which can make a sanal POS application straightforward.
Can I use Halkbank installments (taksit) on TinyVendor?
Yes. TinyVendor supports installment plans on your Halkbank sanal POS, and eligible buyers see the available options at checkout.
Other Turkish sanal POS integrations
Ziraat Bankası sanal POS
Turkey's largest bank by branches and cardholders, with 3D Secure and taksit.
VakıfBank sanal POS
Hosted 3D Secure checkout from Turkey's second-largest bank.
Şekerbank sanal POS
Deep roots in Anatolian towns, tradesmen, and agriculture.
TEB sanal POS
Part of the BNP Paribas group. 3D Secure card payments in Lira.
Start accepting Halkbank sanal POS payments
Create your TinyVendor account and connect your Halkbank virtual POS. No credit card required.