Garanti BBVA Sanal POS
Turkey's most recognized private bank brand, majority owned by Spain's BBVA. Garanti BBVA's hosted Sanal POS lets buyers pay by card with 3D Secure and installment plans, without you ever handling their card details.
About Garanti BBVA
Garanti BBVA was chartered in Ankara in 1946 and has grown into one of Turkey's two largest private banks.
Headquarters
Istanbul, Turkey (Levent).
Founded
1946, in Ankara.
Ownership
Majority owned by BBVA (Banco Bilbao Vizcaya Argentaria) of Spain, which raised its stake to roughly 86 percent through a tender offer in 2022.
Scale
Turkey's second-largest private bank by assets, serving more than 25 million customers through roughly 800 domestic branches and over 5,500 ATMs.
Sellers pick Garanti BBVA because almost every Turkish cardholder recognizes the brand, and its installment ecosystem is one of the most established in the market - useful for higher-priced items where buyers expect to split the cost.
How to apply for a Garanti BBVA Sanal POS
1. Prepare your business and site
You'll need a registered Turkish company or sole proprietorship, plus an online sales presence with an SSL certificate and visible return, cancellation, and warranty terms - Garanti checks for these before approving an account.
2. Apply
Through Garanti BBVA internet or mobile banking if you already bank there, through the Garanti BBVA POS site's online application form, or at a branch.
3. Submit merchant documents
A tax certificate, trade registry record, and signature circular for a company; ID, tax registration, and a partnership agreement where applicable for a sole proprietorship or partnership.
4. Sign the merchant agreement
Garanti reviews your business and website against its e-commerce criteria before you sign the üye işyeri (merchant) agreement.
5. Bank sets up your account
Once approved, Garanti's e-commerce team completes your integration setup.
6. Receive your credentials
You get a merchant ID, terminal ID, and a store key for the hosted payment page, plus a provision password if you're integrating directly.
Approval timing varies with how quickly your documents and website review clear - it's worth having everything ready before you apply.
Selling with Garanti BBVA on TinyVendor
1. Add Garanti BBVA to TinyVendor
In your TinyVendor dashboard, add a payment gateway and choose Garanti BBVA. Enter the merchant ID, terminal ID, provision password, and store key from your Garanti merchant panel.
2. Turn on installment plans
Choose which taksit options to offer buyers, if any, right in your gateway settings.
3. Create a sell link
Set your price and a short description.
4. Share it anywhere
A bio link, a DM, a social post, an email - no separate checkout page to design or host.
5. Buyer pays on Garanti's hosted page
Garanti's own common payment page collects the card and installment choice, then verifies with 3D Secure. Card data never reaches TinyVendor or your own server, so there's no PCI scope for you.
6. Order shows up instantly
The completed order, with the installment plan the buyer picked, appears in your TinyVendor dashboard right away. Works from a phone just as well as a desktop.
Questions
What does it cost to take Garanti BBVA payments through TinyVendor?
Your Garanti BBVA merchant agreement sets the card commission, negotiated with the bank. On top of that, TinyVendor charges 2% of a sale on Basic, 1% on Pro and 0.5% on Max, with no monthly fee and no margin added to the bank's rate.
How do I apply for a Garanti BBVA Sanal POS?
Apply through Garanti BBVA internet or mobile banking, the Garanti BBVA POS application form, or a branch. You'll need a registered business, standard company documents, and a website with an SSL certificate and visible return and warranty terms.
Does Garanti BBVA support installment (taksit) payments?
Yes. TinyVendor lets you turn on installment plans for Garanti BBVA Sanal POS, so buyers can split the cost of a purchase at checkout.
Do I need to build my own checkout page for Garanti BBVA?
No. Garanti's hosted payment page collects the card details, so you never handle card data and there's no PCI scope on your side.
Other Turkish sanal POS integrations
Akbank sanal POS
Sanal POS for one of Turkey's largest private banks. Installments included.
Türkiye İş Bankası sanal POS
İşbank sanal POS. Lira card payments with 3D Secure and installment plans.
Yapı Kredi sanal POS
Lira checkout with taksit options and nothing to code on your side.
TEB sanal POS
Part of the BNP Paribas group. 3D Secure card payments in Lira.
Start accepting payments with Garanti BBVA
Create your TinyVendor account and connect Garanti BBVA Sanal POS. No credit card required.