The best Gumroad alternative
in 2026
Gumroad charges 10% + $0.50 on every sale, plus payment processing. TinyVendor charges 2%. At $1,000/month that's roughly $100 to Gumroad versus $20 to TinyVendor. Here's the full picture.
What you actually keep each month
Gumroad: 10% platform fee + ~2.9% + $0.30 Stripe processing. TinyVendor Basic: 2% platform fee + ~2.9% + $0.30 Stripe processing.
| Monthly sales | Gumroad cost | TinyVendor cost | You save |
|---|---|---|---|
| $500 | ~$64 | ~$24 | ~$40 |
| $1,000 | ~$129 | ~$49 | ~$80 |
| $5,000 | ~$645 | ~$245 | ~$400 |
Percentage-only estimates; flat per-transaction fees excluded. Gumroad ~12.9% all-in = 10% platform + ~2.9% processing. TinyVendor ~4.9% all-in = 2% platform + ~2.9% processing. Gumroad's all-in rate sourced from checkthat.ai. Gumroad's 30% Discover fee excluded — direct/link sales only.
What each platform offers
| Feature | Gumroad | TinyVendor |
|---|---|---|
| Monthly fee | None | None |
| Platform fee | 10% + $0.50 per sale | 2% per sale (Basic) |
| All-in fee (incl. processing) | ~12.9%+ | ~4.9%+ |
| Digital file delivery | Yes | Yes (up to 2GB) |
| Custom domain | Yes | Yes (Pro tier, 1%) |
| Stripe Tax / VAT | Handled as MOR | Stripe Tax integration |
| Merchant of Record | Yes (since Jan 2025) | No — you remain MOR |
| Built-in marketplace discovery | Yes (Discover, 30% fee) | No |
| Memberships & courses | Yes | No |
| Refund fee recovery | No (10% kept on refunds) | N/A |
| Payout schedule | Weekly | Rolling 2-day (via Stripe) |
| Customer support | AI-only (per user reviews) | Email / priority email (Pro) |
Where each platform wins
TinyVendor wins when...
- You bring your own audience — newsletter, Instagram, SMS — and don't need Gumroad's Discover marketplace.
- Keeping more of each sale matters: 2% vs 10% is an extra $80 per $1,000 in sales.
- You want faster payouts: rolling 2-day Stripe schedule vs Gumroad's weekly.
- You prefer human support — Gumroad's support is AI-only per user reviews.
Gumroad wins when...
- You rely on Gumroad's Discover marketplace for product traffic — TinyVendor has no built-in discovery.
- You want zero tax responsibility: Gumroad acts as Merchant of Record since January 2025, handling global VAT and sales tax automatically. TinyVendor integrates Stripe Tax, but you remain the seller of record.
- You sell memberships or courses: Gumroad supports recurring memberships and online courses; TinyVendor does not.
- You sell physical products alongside digital: Gumroad has robust physical product support.
Who should choose which
Stay on Gumroad if: you rely on Gumroad Discover for traffic (or plan to), you want zero tax complexity as Merchant of Record, or you sell memberships and courses that TinyVendor doesn't support.
Switch to TinyVendor if: you bring your own audience — an Instagram following, a newsletter list, or an SMS community — and want to keep ~95% of each sale instead of ~87%. The fee difference compounds fast: at $5,000/month you're paying ~$400 more on Gumroad than on TinyVendor.
One honest note: Gumroad holds a 1.4/5 on Trustpilot with 83% one-star reviews, with recurring complaints about account suspensions, withheld payouts, and AI-only support. We note this factually. It's worth researching before you commit.
Common questions
+Is there a free alternative to Gumroad?
Yes — TinyVendor is free to start. You pay 2% only when you make a sale, and nothing until then. Gumroad is also free to start, but charges 10% + $0.50 per sale versus TinyVendor's 2%.
+Does TinyVendor handle VAT and sales tax like Gumroad does?
Gumroad acts as Merchant of Record (since January 2025), meaning it takes on global tax obligations for you. TinyVendor integrates with Stripe Tax, which can calculate and collect VAT and sales tax automatically — but you remain the seller of record and are responsible for filings. If zero-touch tax compliance is your priority, Gumroad's MOR model has a genuine advantage.
+Does TinyVendor have a marketplace like Gumroad Discover?
No. TinyVendor is designed for sellers who already have an audience — a newsletter, Instagram following, or SMS list. If you need product discovery from a marketplace, Gumroad Discover exists for that (though sales through it carry a 30% fee).
+What happens to my fees if a sale is refunded on Gumroad?
Gumroad retains its 10% commission on refunded transactions — a $100 refund still costs the seller approximately $13.98 in unrecoverable fees, per documented analysis. TinyVendor's refund policy follows standard Stripe terms.
+Can I sell digital products on TinyVendor like I can on Gumroad?
Yes. Upload files up to 2GB per product, and TinyVendor auto-delivers the download link to buyers after payment. PDFs, audio, video, presets, ebooks, templates — anything under 2GB.
+How does TinyVendor's payout compare to Gumroad?
TinyVendor uses Stripe's rolling 2-day payout schedule: a sale on Wednesday hits your bank account Friday. Gumroad pays out weekly.
Keep ~95% instead of ~87%.
Make a link today.
Free to start. 2% per sale. No monthly fee, no lock-in. Works on SMS, Instagram, QR codes, and anywhere else you share a link.
